Reverse Mortgage Senior Safeguards
You can borrow with confidence knowing that our Certified Reverse Mortgage Professionals are recognized by the National Reverse Mortgage Lenders Association as holding the highest designation one can earn in the industry. They abide by the Code of Ethics & Professional Responsibility, which is a pledge to Americas Seniors, promising to serve them with integrity and transparency.
Our customary methods in terms of consumer safeguards for senior citizens include:
- A personal, one-on-on consultation with an expert Reverse Mortgage Counselor who will analyze the needs of the senior candidate to ensure that one of our many reverse mortgage options is a practical solution. We then share with them a detailed cost analysis and comparison breakdown.
- We provide each candidate with a printed version of the Reverse Mortgage Comparison Breakdown. We review the breakdown with each senior candidate to ensure that the senior clearly understands the options and benefits of different Reverse Mortgage scenarios.
- We strongly encourage all senior candidates to reach out and seek advice from loved ones: family and friends, as well as financial and/or legal advisors regarding their decision to move forward with a Reverse Mortgage.
Before the Reverse Mortgage application is written, we will provide you with the name of a professionally trained HUD approved counselor and arrange for them to furnish you with an expert objective overview and discuss with you all the Reverse Mortgage options.
Upon your acceptance and approval, we will submit the Reverse Mortgage application to our processing team, who once again reviews the selected program to further ensure a proper and educated decision has been made.
The processing team then submits the application to our underwriting department. Underwriting will perform a secondary review of the program and product choice.
Our goal is to help our senior clients find the perfect solutions for their needs. To do so we firmly believe in educating our clients as much as possible and allow them access to straightforward, objective information and answers.